?:authorAffiliation
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[\'Yale School of Management, Yale University, New Haven, CT 06511.\', \'National Bureau of Economic Research, Cambridge, MA 02138.\', \'Center for Economic and Policy Research, Washington, DC 20009.\', \'National Bureau of Economic Research, Cambridge, MA 02138; maggiori@stanford.edu.\', \'Graduate School of Business, Stanford University, Stanford, CA 94305.\', \'Stern School of Business, New York University, New York, NY 10012.\', \'Center for Investor Research, Vanguard, Malvern, PA 19355.\']
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